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New financial products for today's working families.

The ache for home lives in all of us, the safe space where we can go as we are and not be questioned. - Maya Angelou


About

Almost Home is building new financial products for today‚Äôs working family by helping first time home-buyers become mortgage-ready.  The company offers a financial path for home-buyers to become mortgage-ready within three to six months, including an injection of capital in the form of shared equity to resolve credit, debt and savings hurdles, as well as a personalized playbook to provide step-by-step instructions, encourage progress and track milestones. 


Problem

Almost Home addresses the needs of working families who can afford the costs of home ownership but are denied access to a mortgage.  Shifting economic trends in the last 30 years have created an inefficiency in the marketplace so that underwriting policies are inadvertently excluding quality borrowers.

For working families, stagnant wages and reduced employer benefits, combined with easy access to credit within an opaque credit scoring system has resulted in an inability to:

  • save for a sufficient down payment,

  • reduce debt or

  • take action on credit report issues.